TL;DR: Most policy failures aren't about the policy — they're about who owns it the moment something goes wrong. 43% of UK businesses reported a breach or attack last year, yet only around a quarter have a formal incident response plan. Governance tends to fail at the seams: unclear ownership, no trigger for review, and evidence reconstructed after the event. The questions that matter aren't "do we have a policy?" but "who acts, who approves, and who can prove it?" The right system answers those questions continuously — not in the middle of an incident.